in response to Need_yeshua...   Thank you. I know that prayer helps. I think that is what drove me to writing the article because I felt that is what people need at this point and time. Motivation or at least to find where it's coming from. Thank you my friend,, peace.

I have been thinking for weeks about writing an article on motivation. I thought this was the right time for it. So here is something to help you get motivated.

We all have different idea of what motivation is or how it has been explained to us, and what we are suppose to do but have you ever thought about how to use it and what it means to the individual? Motivation is an action idea that you need to do to get going on something that you must do or want to do.

Here on this site, we talk about problems, money, relationships, how to fix it, need to have or a way to go or where to get help. But what are you doing as a motivation to get things going? What are you exploring to get yourself motivated to change your life for the better? What are you doing to take action?

I know a lot of people are probably saying why? Be motivate? I know that I won’t get anywhere or it will just not happen. True! But then why are you thinking that way? What is making you think that way? How come you are thinking that way?

I’ve learned that people don’t feel motivated because they feel like they are finding the challenge on their own and they don’t want to do whatever it takes on their own. But if you think about it, you are not alone. You never have been. A lot of people have a friend, companion, spouse, a good relative, next-door neighbor, a co-worker or even god. But keep in mind that you are not alone. You have someone with you all the time or someone to give you that cheer you need to get you going. People will not act on something because they do not want to go about it on their own. But you are not alone.

The day that you accept in you that you are not alone, is the day that you will motivate yourself to move forward and get going after what you want to get or get started. Think about it, when you feel that you are not alone, you will move forward. It can be a thought that someone told you or someone just said that you can do it. Sometimes it’s just a path of faith to your motivation.

Whatever it will take you to help you move, accept, get, start, follow, think, dream, choose, find, act, need, jump, skip, go for it! Do whatever you have to do to get going and motivate yourself to act on what you have to do to find the next step in your life. I know it’s hard at first, but once you get the idea and think about it and start going forward. You will get what you’ve wanted to do for you. So do act or move, on whatever it will take to you to get you going or the motivation to help you get what you want or need. You have it in you and it’s always been in you but just need to get going.

Okay, if you want us to help you that is okay to ask. But what are you doing to make the changes in your life to help yourself?

Start from the beginning and see what you are really missing.

Hmm, interesting on how you are looking at your life. Dieing is not the answer. You must learn to live.

Sometimes in life you have go deep down or hit bottom in order to come back up and live a full life. If you are hating yourself, family, friends, job, where you live, people around you, then you just have failing down. That is a good thing. Because the only way now is up!

So, pick yourself up and start all over again. Sometime you have to do that once, sometime you have to do that 100 times. But each time you will feel good about yourself and that is the true key to living.

So I hope you take some advice and listen to what I'm trying to tell you. But remember that you are the only one in your life that can make the change. So do it. Life with worth it.

Good Morning everyone. I wanted to wish everyone a very good and happy Easter. Take this time and reflect on what good is going on with your life. Even if you feel like nothing is going right. There is still a lot that is going good. You just need to see that and look at that. So do yourself a favor and look at all the good around you. Your family, friends, pets and may the list go on.

Have a great day!

 in response to positive thoughts...   Awesome Job! Yea, it might take that much time but you did not give up. I love hearing stories like this. I've learned that when you believe in yourself. Things happen for yourself.

Good job! Have a great Easter! Keep me posted of the positive change and life that you are having.

One of the key elements that I have learned in getting my act together is trying to figure out why I keep having the same problems over and over again. Why do I not get what I want out of life? So I did a lot of soul searching and I found one thing that is missing. I need to take action. I would not do it and that is why things would never change for me. Action is the key to everything in your life, so I learned.

Times are hard and not matter what, you still have to pay the rent and buy gas for your car or even find food to eat for the day. But the only way that can happen is that if you take action.

Taking action now will help you get those things in order. Taking action now will help you achieve that goal that you have been searching for. Taking action now is what makes you the real person that you want to be and get what you need.

I keep hearing from a lot of people. I can’t find a job. Let me ask this, what kind of action have you taken to get that job? Where have you looked, so you can find the job? I also hear from people that I can’t find money to pay the rent. But what kind of action have you taken to get the rent money together? What are you doing to work hard to finding the rent money? I also hear, it’s so hard to do thing? What kind of action are you doing to get out of that thinking? What are you doing to see another way of doing it?

Look, I know that some people have a lot of problems with this concept. I know that at time you just want to sit there and wish for the best. I understand that. But if you don’t take the action that you need to do it. How is it going to happen? How are you going to make things work for you? How are you going to move forward? Taking action is what is going to get you to the next step in your life. You must do this for yourself and you must do it now.

There is a saying that I’m sure all of us have heard from time to time. “You can lead a horse to water but you can’t make him drink it.” Why is that? The horse needs to take action. Sooner or later the horse’s thrust will get to him and he is going to have to do something about it. So until the horse takes ACTION, he will not be able to quince his thrust. Get it!

So as you go about your day and week and month, you need to see that action is what is the key element that is going to get you there. Action is what will make it right. Action is what makes life better for you. So my friends, please, please take action and see what kind of out come will come from that, until next time. Remember to take Action! Now!

 in response to Starshine...   It is touchy because we don't have a good relationship with it... That is money... But you are right it has to be discussed, not treated like a disease. I going to have to work on this subject. Let me see what I can come up with..

 in response to Starshine...   Hey sometimes you have to do that. What I think I need to do is continuing writing on this subject. I think I have hit a nerve on some people about this and maybe help those figure out how to get out from under that credit report umbrella. hmmm. Thanks for giving food for thought....

Happy fruit juice drinking......

 in response to Starshine...   True, but think of it this way. If you have no credit and you needed it to buy a car. Then the people that you were working with are WRONG.... They wanted to keep you in debt... They wanted to make sure you had something in a credit area to keep them happy. Wait a minute, you are the one who is suppose to be happy not them....

No credit report or no credit means you are doing great!! You are perfect...

 in response to positive thoughts...   Thank you and That is a GREAT JOB! That you are out of debt!! You need to celebrate that... I hope you do... Yes, Mortgage is debt and yes, you can get rid of that... Just work on it hard. I hope you are learning to invest your money and get those accounts fat with money!!! You can do it!!!

It has been awhile since I’ve written something but I know I’ve been thinking of you and wondering how your year is going so far. Are you saving money, paying bills down and working hard to get the money that you need? Are you selling things you no longer need or are you just stop buying until your money gets fixed? Whatever you are doing, I hope you are doing it for yourself and not others.

Credit report, have you ever thought about your credit report. Why have one? Or what is it about? I have, I’ve been spending the first part of this year looking at my money and I have started questioning what is a credit report is.

So I did what everyone is normally suppose to do, get a report and look and see what I have. All the normal things you are supposed to do on a yearly basis. But what is a credit report? So I asked the experts, what is a credit report?

This is what I found out. A credit report is a report that shows if you have a history of good or bad credit. This is a way that it can be determined if you are credit worthy. But then I asked the experts, you are telling me to get out of debt that means I will not have any credit, then why do I need a credit report? A credit report, reports all credit but if I don’t have any credit and I’m out of debt. Then why have one? They really could not answer the question.

So I went to a financial workshop and seminar that was being hosted by a big financial company here locally. I went through the class and then I asked the trainer the same question. He could not come up with a good answer.

So we are suppose to have a good credit report and have credit on the report that means that I have to stay in debt, right?

That brings the question to my mind, why have a credit report? So I ask my banker, a financial lawyer and a CPA. All of them said to me, that if you are debt free, you do not need one. But 90% of the USA society depends on it because they depend on credit to survive.

So how hard are you working to get out of debt? How hard are you one of those people who do not have debt? Can you really survive on cash and nothing else?

I know I’m probably have woke up some emotions by talking about this but I found that it’s important to you and me that we need to free ourselves from debt and bring our life to a cash only basis. Of course, it easier said then done. But I guess what I’m really trying to do here to help you think before you dive into a pool a debt again. Don’t, don’t put yourself in the hold of debt again and stop it now. You are worth being a cash person then a debt person. I know you can do it.

 in response to NickNameLess...   Yea, but if you think about it. A credit report is report that keeps you in debt. The more items you have on it, the more in debt you have. I thought the goal was to get out of debt, not keep debt alive... Why be a slave to debt? If the 7 year bad luck starts again, then you are falling into the trap of keeping you in debt. So why keep debt alive? Remember, each state has different rules and laws. Some states drop debt, other want you to keep in debt. But more research is needed.

 in response to MadonnaButterfly...   Thank you and you need to keep looking forward, you are in a path that will open the door correctly for you. Have faith and trust yourself and you will get what you want.

 in response to positive thoughts...   Yes, I think the real lesson here is to pay attention to your bills and if you see it go up, wither it 1 penny or a dollar, question it. I know that I will from now on...

 in response to Starshine...   Great! As I speak to different people and from different part of the US. They are starting to see that. Good job for what you are going to do and keep it up. Every penny counts now a days.

I’ve been thinking about what to write next and then it came to me. I was sitting here paying my bills and I noticed something that I really did not notice at first. My basic bills were going up a few pennies at a time.

Think of it, a few pennies at a time, I like keeping track of what and where I spend my money. So I decided to pull my cable bill out and I saw that it was from five cents more than it was about 3 months ago. Now it is more than one dollar more as of today. I was never told, I never noticed it and I was just paying it.

Let me explain it in a different way. This is an example. 1 year ago, my cable bill was $56.75, then I checked my payer work again and six months later, it was $57.23. Then 1 year later, it became $58.09. Now, I never changed service, I never called and asked them to make changes and all charges are the same except the billing part. Now why is that on?

So I decided to check my other basic bills, all of them. The gas, lights and cell phone had the same pattern. So I called them (the billing companies) and asked them was it going on? Why are my bills going up and no one is telling me about it? They had no real answer to my question. So I asked them to reduce it to the original price and they did.

Apparently, what the companies are starting to do. Is adding a couple of cents at a time and raising the bill without you knowing. Now isn’t that funny. If they are doing that to me, I wonder how many more customers are they doing that too.

I’m the kind of person, who gets a bill and just pays it. So for the last 3 months, really the last year, I checked all my bills and if I saw a difference I called them up and asked them why and if they could not give me a good answer. I would ask them to go back to the original price and they did.

So my friends, I want you to go back to your basic bills and see if you see a difference from the current bill to the same bill a year ago, if you did not make a change. Why is this happening to others and me?

I’m a saver and I like paying the bill on time and for the right price. So why am I being treated this way. Why are the billing companies doing this? Remember as we all know, every penny counts.

Until next time.

 in response to MadonnaButterfly...   Thanks, it is going good. I'm getting a lot of public response for my business and things are looking up. Take care, thanks for the blessings and I know you will get a lot of them too. Peace..

 in response to troy flora...   Thanks for that. I've learned that when you give, you get three times more back. I give daily and I do it with my heart. Now because I have to, I do it because I want to. When I do that, my life gets better each time and every day. My motivation, ideas and spirit grows.

Remember the key here, you give because you want to, not because you have to. Once you understand that concept, you get what you want from life.

 in response to flagg7559...   Okay, now that you know what you want. Start looking for what it's going to take to get it. We, humans focus so hard on what we don't have when in reality, we have what we need in front of us. Open your eyes and you will see what it will take to get it.

Hello, I read what you are saying but there is something that you need to add. Have faith and believe and once you do that, things will change and you will get what you want.

Never, never close your eyes and don't look, you need to open them with faith and belief and you will get it and more forward. Think about it. Peace..

Good suggestion, I like. I'm going to try that. Thanks for the Tip!

As the year starts and we all have brand new ideas on how to treat this year but there is something that you need to add unto your list. You need to control your money.

Don’t let your money control you; you need to control your money. By controlling your money you will see a lot of things that will happen. Changing your thinking about money will make you grow and learn more about you.

Money is the key to life, especially in today’s world. Yea, yea…a lot of people are probably saying but I don’t have any money to control. Well that is why you are not controlling your money. You are letting money control you.

Now, what you have to do is have a really take a hard look at yourself on how money flows in and out of your life. See where it is coming from and where it goes. Focus on this for 7 days and see the flow of your money. Then start thinking, who is in control?

If money controls your life, than you are allowing money to control you. If you control money, than you will have a lot of money for you.

I wanted to say this because as I coach and talk to people about getting debt in order. I hear time after time, that my money is out of control or I can’t get enough or I pay as I go or I never have enough.

The reason money controls you, is because you are thinking, that if you allow it to control your life, that will be the right thing to do. But is it?

When you change your mind and you control your money. Money will always be with you. Because what happens is that you will look at what you’re spending, you will evaluate it if that is the right purchase for you and you will question all that happens with your money. There is nothing wrong with thinking that way. Give yourself credit for doing so. Give yourself the okay to control your money.

Remember, money is a tool. Not a necessity. Money is for you to work with things. Not a control you. Money is help you live. Not to make you feel miserable.

 in response to positive thoughts...   Yes, but there is one other thing you need to add. If you want into an interview with the attitude that this is just a job. Guess what happens, you will not get it. Many people sit there and go, I can't find a job. Remember, you are looking for a career, not a job.

I believe that there are jobs out there. You have the news, ads and people saying there is no jobs. But they do not talk about the millions who get that job that day... They don't talk about who went and got a job. You don't hear those who changed cities, life and mind and got that job.

I've been unemployed 7 times in my life but yet I got a job because I knew I was going to get one. I knew in my mind, I had a job. I knew in my mind that I went after what I wanted. I got the job. People argue with me that it was not bad when you were looking for a job. but I always tell them, I went in with a positive thinking and that is what help me get the job.

So again, change your mind, change your world.

 in response to positive thoughts...   When it comes to money, you must tell yourself you have plenty of money. When you think and work that way. The more money will come your way. It is said that if you tell yourself your broke. Guess what you are... But if you tell yourself you have plenty of money. Guess what you will have it...

 in response to ekikaseven...   Great job!!! Keep it up and more will come your way.... Share your story on how you did that and what you did. That will inspire others to do the same. Great, great job!!

A new year is here and I know that everyone has brought baggage from last year with them. But I want you to think about something. What would you do different this year, if you could?

From all the struggles that I’ve been through, there is one thing that I’ve learned and it was a hard lesson to learn. You need to change your mind and once you do that, you’ll change your world. Let me explain in more detail.

Let’s talk about bills. We all have them. We’ve all created them and we all want to get rid of them. But if we keep thinking the same way about them, they will never go away. Yes, you do have your basic bills and not matter how hard you try, they will never go but there are those bills that we’ve all created and you know very well that they can go away. But in order to do that, you need to change your mind about them.

If you keep getting the call or you know it’s due on the 1st. or skip a bill or two and you know you have to pay them. By thinking bad about them, they become a bad issue to you and for you. Your mind needs to change about them and when you do, they will start to vanish and change. You have to think on how to get rid of them and how you will get them out of your life. But your mind needs to change about them. You have to rethink on how to handle it, you need to first step forward and your creative mind will change and you will get rid of them for good. Change your thinking about bills and bills will change.

Changing your mind is the first step you need to change your life. Changing your mind is what will help you in order to get your bills paid. Changing your mind is what will help you get the help you need to make it right. You have to change your mind.

This concept has been around for decades, it’s nothing new and it does work. You have the power to make it right no matter what stage of your life you are in. It’s in you. Change your mind about things and then things will change around you. It is up to you.

 in response to positive thoughts...   Thank you, My first post will be this weekend.

Well, Happy New Year, everyone. I hope that everyone had a pleasant holiday season. Well just to let you know. I'm here to help but I'm going to help with what I can and what I can do. So just relax and let's start the year a new. Again, Happy New Year!